Little ways to save

Saving big starts with the little things. Here are 10 painless ways to save big bucks.

Need your cuppa everyday? Instead having a RM6 -a-cup cappuccinos from your upmarket cafes, make your own in the office pantry. You save RM1,440 in a year.

Bring leftover dinners such as fried rice to work and save RM5 on lunch. That's RM1,200.

A glass of soft drink costs RM1.60. Use the water dispenser at work and saveRM384.

Before you plonk down good money for a brand new book, shop around. Drop by second hand bookshop or go to the book-stand and you might find past issues of magazines that are sold only for RM1-3.

Small bottles of toiletries are perfect for traveling. Buy small empty bottles from Watson's and fill them with your favorite toiletries before starting your journey.